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REAL ESTATE UPDATE

American Recovery and Reinvestment Act of 2009

This recently signed legislation is loaded with programs designed to give a major boost to the housing industry and the economy. Some of the highlights of the Act, which will benefit homebuyers and homeowners are as follows:

Homebuyer Tax Credit – provides for an $8,000 tax credit that would be available to first-time buyers for the purchase of a principal residence on or after January 1, 2009 and before December 1, 2009.

Loan Limits – Last year’s loan limits for FHA, Freddie Mac, and Fannie Mae loans were reinstated, giving more buyers access to these loans.

Energy Efficient Housing Tax Credits & Grants – Increased tax credit for the purchase of new windows, furnaces and insulation through 2010.

Homeowners Affordability and Stability Plan – Assistance to as many as 7 to 9 million homeowners who are making a good-faith effort to stay current on their mortgage payments, while attempting to prevent the destructive impact of foreclosures on families and communities.

Contact us to get started on the path to home ownership in 2009

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Fair Housing is your right PA Real Estate Consumer Notice