Kidnap, Ransom and Extortion Insurance

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Reward in business comes from taking risks but the most successful businesses are those that analyse their risks carefully and take steps to protect against them. It would be relatively straight forward if companies were exposed only to day to day commercial and competitive threats, however many business hazards today are far more difficult to protect and quantify.

Kidnap, Extortion, Terrorism and Detention are real dangers for companies operating both overseas and in domestic markets. They are often overlooked by management on the grounds that "it won't ever happen to us." But the damage this can inflict on a business can be very severe - as the annual roll call of corporate and individual victims around the world testifies.

Insurance coverage for kidnapping includes ransom and extortion monies, loss of payment in transit, consultant costs, recall costs, business interruption, accidental death & dismemberment, judgments, settlements and defense costs.

COVERAGE Kidnap/Alleged Kidnap Bodily Injury Extortion Property Extortion Product Contamination Extortion Trade Secret/EDP Extortion COVERED LOSSES Ransom Extortion Monies  In-Transit /Delivery Expenses Judgements, Settlements, Legal Cost Death And Dismemberment

EXPENSES Consultants Salary Expenses Personal Financial Loss Medical Costs Rest and Rehabilitation Travel and Accommodations Loan Interest Reward Interpreter Forensic Analysis Other Reasonable and Necessary Expenses

CAPACITY $100,000,000 DEDUCTIBLE Usually None TERRITORY Worldwide

PREMIUM RATING Revenue of the Insured Location of Covered Person(s) Profile and Prior Incidents

ENDORSEMENTS Evacuation Business Interruption Products Recall Value of Products Accidental Death and Dismemberment/Terrorism