Welcome to the Rate Finder

This service is available for those considering a purchase or refinance in Pennsylvania, New Jersey, or Delaware.

We would be glad to bring you information on the latest interest rates and terms.

Shelter Mortgage Services, Inc. is a large residential Mortgage Banking Company with many sources of financing. Having multiple sources allows us to offer virtually every variety of first mortgage loan available. We provide first mortgages for home purchase or refinancing, and we know what it takes to do it well. Annually we provide over $250,000,000 in residential mortgages and therefore receive volume discounts and incentives that can be passed along to you.

Please complete the following questionnaire. This information is necessary due to the many mortgage options available. Our normal response for this service is the next business day.

General Information:

first name m.i. last name

Are you purchasing or refinancing
In what state will you need a mortgage? Pennsylvania New Jersey Delaware Other
What type of loan do you think you might need? Conventional FHA VA Unsure
Approximimately how much of a loan do you think that you might need? (Select up to two) $20,000-$50,000 $200,000-$300,000
$50,000-$100,000 $300,000-$400,000
$100,000-$150,000 $400,000-$500,000
$150,000-$200,000 $500,000 and up
Please keep in mind that any loan over $220,000 is considered a jumbo loan and will normally have slightly higher interest rates. Which loan program would you like a rate quote for?
30 Year Fixed 30 Year Fixed 30 Year Fixed
15 Year Fixed 15 Year Fixed 15 Year Fixed
2-1 Buydown 2-1 Buydown 2-1 Buydown
1 Year ARM 1 Year ARM
3/1 ARM
5/1 ARM
7/1 ARM
5 Year Balloon
7 Year Balloon
Points are optional, lenders will always supply a better rate with higher points. One point is equal to 1% of the mortgage amount.

Do you want a quote with (select up to 2): 3 Points 2 Points 1 Points 0 Points
Do you prefer that I contact you by e-mail or by phone
e-mail address
home phone
work phone
best time to reach you by phone

I/we understand that receiving a rate quote from Scott Milne of Shelter Mortgage Services does not constitute application or commitment of a mortgage or interest rate. it is also understood that interest rates are volatile and are therefore subject to change without notice.

I accept do not accept the statement above.

Return to the Scott Milne home page

Licensed Mortgage Banker: PA Dept. of Banking
Licensed Mortgage Banker: NJ Dept. of Banking
Licensed Mortgage Banker: DE Dept. of Banking

Equal Housing Opportunity